Disclosures

Who operates this platform

Know Your Home Options is operated by Garrett Smith and Graham Sullivan, licensed real estate salespersons in Pennsylvania with Opus Elite Real Estate. It is an educational and referral platform for homeowners — it is not an independent government agency, nonprofit organization, or neutral marketplace.

How we may participate in a transaction

Depending on the path you choose, we may act as your listing agent, as a referral source to other professionals or buyers, as a marketer of programs such as The Other Offer, or — in some circumstances and always with clear written disclosure — as a principal or affiliated party with an interest in a transaction. Where we would earn compensation or hold an interest, we will tell you before you commit to anything.

What this platform is not

• Not legal, tax, or financial advice. Content here is general education. Legal, tax, lending, bankruptcy, foreclosure, and estate matters may require a qualified attorney, tax professional, lender, or other specialist.
• Not an appraisal service. Any estimates discussed are opinions for comparison purposes — not appraisals, and never guarantees of price or outcome.
• Not a foreclosure rescue service. We do not charge upfront fees, take deeds, or promise to stop foreclosures. Free counseling is available from HUD-approved housing counselors.
• Not a guaranteed buyer. No content on this site is an offer to purchase any property.

Options depend on circumstances

Available options always depend on the property, the market, and your circumstances. Typical timelines and outcomes described on this site are illustrative, not promises.

Referrals

Where we mention categories of local professionals, we can help you identify the type of professional you may need and, where appropriate, provide referral options. Referrals are a courtesy, not an endorsement or guarantee of any professional's work — evaluate any professional independently. If a referral arrangement would compensate us, we will disclose it.

Fair housing

We support and comply with the Fair Housing Act and Pennsylvania fair housing laws. Equal Housing Opportunity.

Brokerage

Garrett Smith and Graham Sullivan are licensed real estate salespersons with Opus Elite Real Estate. All information deemed reliable but not guaranteed. Equal Housing Opportunity.